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Need extra tips on how to save money in your 20s? Here are some personal finance ideas, tips on how to earn extra cash, frugal living, how to budget better. As well as tips on how to be rich in your 20s by managing your finances better, earning extra passive income through side hustles, investing tips and more. Start financial planning early, set smart financial goals and learn how to cultivate good financial habits today!

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Do you know what does it take to be rich? Do you have a habit of saving money or do you spend everything you earn?

Financial planning, setting financial goals, finding the right insurance plans, investing…Do you know how to go about all that?

Actually, why didn’t the schools teach us all these?

Anyway. If you’ve read up on millionaires and their lifestyles, you will notice that many of them – barring being born with a Golden spoon in their mouths! – actually have cultivated great financial habits since they were younger.

Many of them started taking an interest in financial planning or searching up investment in their 20s or even earlier.

But most of us in our 20s are usually saddled up with student loan debt, aren’t in high-income jobs (yet!) and have no idea what to do with whatever money we’ve saved.

Lots of 20 somethings are also all like “I’ve just started tasting financial freedom, so, YOLO, I’ll spend my money on whatever I want”.

Which is great, I’m all about spending money on experiences. But the 20s is also a great time to lay the groundwork for good financial habits.

Stumped and not sure how to begin? Here are 5 tips to get you started. (more…)