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Need extra tips on how to save money in your 20s? Here are some personal finance ideas, tips on how to earn extra cash, frugal living, how to budget better. As well as tips on how to be rich in your 20s by managing your finances better, earning extra passive income through side hustles, investing tips and more. Start financial planning early, set smart financial goals and learn how to cultivate good financial habits today!

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Do you know what does it take to be rich? Do you have a habit of saving money or do you spend everything you earn?

Financial planning, setting financial goals, finding the right insurance plans, investing…Do you know how to go about all that?

Actually, why didn’t the schools teach us all these?

Anyway. If you’ve read up on millionaires and their lifestyles, you will notice that many of them – barring being born with a Golden spoon in their mouths! – actually have cultivated great financial habits since they were younger.

Many of them started taking an interest in financial planning or searching up investment in their 20s or even earlier.

But most of us in our 20s are usually saddled up with student loan debt, aren’t in high-income jobs (yet!) and have no idea what to do with whatever money we’ve saved.

Lots of 20 somethings are also all like “I’ve just started tasting financial freedom, so, YOLO, I’ll spend my money on whatever I want”.

Which is great, I’m all about spending money on experiences. But the 20s is also a great time to lay the groundwork for good financial habits.

Stumped and not sure how to begin? Here are 5 tips to get you started. (more…)

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Questions for personal self reflection and journal prompts for your bullet journal. Bucket list Ideas on what to do before you hit 30!
Questions for personal self reflection and journal prompts for your bullet journal. Bucket list Ideas on what to do before you hit 30!

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If I asked you to sum up your 20s in one word – what word would you pick?

For me, the 20s = Navigation. Transitions would be another word.

There’s just so many things going on – trying to find yourself, your own identity, how that matches up to the rest of the world. Peer pressure, societal influences… Romance, relationships, figuring out what you want in a partner, breakups… Death, weddings… Career, what’s an ideal career. Finances – savings, should you start investing… Travels.

SO. MANY. THINGS. TO. FIGURE. OUT.

It’s probably also the best time in your life – health-wise and looks-wise. All the late nights, parties and copious amounts of alcohol and junk food probably won’t have any effect on your waistline or your looks – yet!

I turned 29 recently. It will be the last year of my 20s before I move on to the next decade and a whole new phase of life.

I get pretty nostalgic about things like that. And as I look back on the 10 years gone by, there were all sorts of memories – happy ones but lots of regrets as well.

So I’ve compiled a bucket list to celebrate the last year of my 20s! This list is filled with 29 things that I think all 20 somethings should experience at least once – before they hit 30.

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8 Insanely Effective Career Hacks that will skyrocket your career. Novel career advice and career ideas. Reading widely, coaching, mentoring, personal branding, forming relationships and so on.Is work the same old thing for you everyday? Do the same stuff for 8 hours, attend the same meetings, talk to the same people, go home, rinse and repeat for x number of days after?

What are the words that pop up in your mind when you think of your career? Boring. Monotonous. Lame. Awful. Stupid.

OR. Do words like – Exciting! Fun! Purposeful! Meaningful! Amazing! Appear more?

Notice how different each set of descriptors make you feel?

If you belong in the former group and are dying to feel more excited about your job, look no further. Here are some hacks that will guarantee you get out of your career rut, learn new skills, get more out of your work hours and experience amazing growth and development. Work will never be the same again!

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Are these study techniques effective at boosting your learning and memory retention? 10 popular study methods are examined by psychologists. What is their conclusion? Fit their study tips into your learning.Do you remember all the content you’ve studied? Do you know what study techniques work for you?
If you are anything like me; you read – no, skim – your notes a day before the test, cramming everything into your head at the last minute…Praying to the Study Gods that somehow, something will stick… That you will be able to regurgitate material like a pro on exam day.
 
That didn’t work out too well. I have a hard time recalling information and studying was also a huge pain. I still have no clue what works for me and I’m sure I’m not alone in this.
 
Worry no more, dear friends, as help is here! Several educational psychologists have recently reviewed 10 popular study methods. They analysed learning conditions, student profiles, the context in which the techniques are used, and the effects these has on performance.
This review will help anyone – not just students – who has new material to learn, but are constantly struggling to engage with the content and retain information.
Let’s find out what the research has to say.

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Which toxic chemicals in our cosmetics and skincare products do we need to avoid? These dangerous beauty products are harmful to our skin and body. Let's find out which ones they are. Have you ever taken a really good look at that long list of ingredients on that shampoo or foundation you bought?

Like a REALLY good look?

No?

Ok, go to your dressing table right now and pick up just one tube or bottle of whatever you find there and read the ingredients list on the back. Go on. I’ll be waiting right here.

Did you see a couple of unfamiliar words on that list, some of which you couldn’t even pronounce? Do you even know how much of each ingredient is in the product or even, how those products could affect your skin or your body?

No? Don’t worry. You aren’t alone. Analyzing an ingredient list is incredibly complicated due to the sheer number of ingredients listed (and many hidden ones!). How they are formulated, the effects these formulations have on our skin and if they even work aren’t clear. Even products that are “natural” or “organic” have ingredient lists that are difficult to decipher.

To kickstart the process for you and make it all simpler, I’ve compiled a list of the common potentially harmful chemicals in your beauty products, its uses and how it could possibly affect you.

Read on!

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5 Barriers to success in life and what you can do to overcome itHave you had conversations like these in your head?

“The presentation in the morning was alright I guess, I think it could be better? But how much better could I have done? I mean, the room was so hot and I couldn’t even focus!! That wasn’t my fault. And Tommy in front? He’s sooo distracting, typing away on his laptop whilst I was speaking. Rude. But see, my less-than-fantastic presentation wasn’t my fault…”

“I really should ask for a pay rise. I’ve been taking on all these extra responsibilities and my pay isn’t increasing. But…I don’t even think I deserve a pay rise. And even if I do ask they sure as hell aren’t giving it to me. They’ve always been so stingy. Best to just keep my head down and work hard.”

I’m sure these may sound familiar – having heard it from someone or we might have said something similar at some point.

So what are some ways in which we are preventing our very own success? Here are 5 things we could be guilty of.

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Life changing things to start (or stop) doing in your twenties. Tips and tidbits on habits and goal setting that will ensure your successLife can be a very confusing journey. An AMAZING journey – but definitely a confusing one.

We are flooded with information and responsibilities. At the same time, we want to make the most of our time on Earth – setting goals and chasing dreams. Navigating all that can be really draining.

For many of us, our 20s can be a very bewildering time. It’s when we start to grow into and develop our identities, define our life goals and make sense of adulthood. We want to accomplish so many things, but where exactly do we start?

I’ve been there and I know how it feels. And I want to make things less confusing for you.

So in Part 2 of this ongoing series, I outline another 10 tiny habits you could start picking up in your 20s (or anytime right now). I hope that this post leaves you with some food for thought and some insight into and inspiration to navigate your life’s journey.

Here are the next 10.

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