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Do you know what does it take to be rich? Do you have a habit of saving money or do you spend everything you earn?
Financial planning, setting financial goals, finding the right insurance plans, investing…Do you know how to go about all that?
Actually, why didn’t the schools teach us all these?
Anyway. If you’ve read up on millionaires and their lifestyles, you will notice that many of them – barring being born with a Golden spoon in their mouths! – actually have cultivated great financial habits since they were younger.
Many of them started taking an interest in financial planning or searching up investment in their 20s or even earlier.
But most of us in our 20s are usually saddled up with student loan debt, aren’t in high-income jobs (yet!) and have no idea what to do with whatever money we’ve saved.
Lots of 20 somethings are also all like “I’ve just started tasting financial freedom, so, YOLO, I’ll spend my money on whatever I want”.
Which is great, I’m all about spending money on experiences. But the 20s is also a great time to lay the groundwork for good financial habits.
Stumped and not sure how to begin? Here are 5 tips to get you started. (more…)
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If I asked you to sum up your 20s in one word – what word would you pick?
For me, the 20s = Navigation. Transitions would be another word.
There’s just so many things going on – trying to find yourself, your own identity, how that matches up to the rest of the world. Peer pressure, societal influences… Romance, relationships, figuring out what you want in a partner, breakups… Death, weddings… Career, what’s an ideal career. Finances – savings, should you start investing… Travels.
SO. MANY. THINGS. TO. FIGURE. OUT.
It’s probably also the best time in your life – health-wise and looks-wise. All the late nights, parties and copious amounts of alcohol and junk food probably won’t have any effect on your waistline or your looks – yet!
I turned 29 recently. It will be the last year of my 20s before I move on to the next decade and a whole new phase of life.
I get pretty nostalgic about things like that. And as I look back on the 10 years gone by, there were all sorts of memories – happy ones but lots of regrets as well.
So I’ve compiled a bucket list to celebrate the last year of my 20s! This list is filled with 29 things that I think all 20 somethings should experience at least once – before they hit 30.
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Looking for some of the best, life changing books to add to your reading list? Here is a collection of personal development books that have inspired, made a great impact on me and changed my thinking or behaviour in some way.
These lists will be regularly updated.
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Are you a beginner blogger?
Or have you always been thinking of setting up a website, but you don’t know what to do or where to start?
I was in your shoes not too long ago.
When I started my blogging journey, I scoured the net for recommendations on blogging tools and resources people have used in their journeys.
For months, I signed up for A TON of ebooks and courses. Some were free and some weren’t. So I burnt a HUGE hole in my pocket. As it turns out with these things, courses/ebooks that provide alot of value are few and far between. There were many that were a complete waste of money to be honest.
I still can’t believe how some bloggers can price their products at $100 or more and yet offer buyers little to no value. Anyway, that was a huge learning curve and I now have a very clear picture of what is good and what isn’t.
And today I’m sharing all that with you. My honest experiences, recommended tools and resources that beginner bloggers need.
I’m doing this for you because I know how confusing and tricky it is for beginner bloggers. I’ve been there. And it’s hard having to figure out whether you need something or whether a certain course/ebook is really worth the money.
In the first part of this series, I introduce the top blogging tools and resources you’d need to get your blogging journey going.
Let’s get started!
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Pinterest has been a great social marketing tool for my blog. But the thing with Pinterest as with other Social Media sites is the need to constantly go on your feed daily and pin stuff manually. Ain’t no one got time for that!
Introducing Tailwindapp and BoardBooster. Two of the biggest Pinterest Marketing schedulers. I use both and they have been absolutely instrumental in my blog’s traffic spike and my Pinterest profile’s growth.
Let’s explore both, shall we?
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This list is made up of the tools and courses that I’ve used in my journey as a blogger, and have been extremely helpful to me.
After spending several months researching, trying out different methods/courses and spending quite abit of money (some TOTALLY worth it, some not so), I’ve come up with a list of blogging tools and courses that would be ideal for you – especially if you are just starting off as a blogger.
But some of these can also be used if you are further along in your blogging journey. The recommended tools cover almost everything you would need as a blogger.
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So you’ve set your goals and your new year resolutions. You’ve lined up 10 items that will definitely be checked off at the end of the month. You’ve got this.
4 weeks roll by and you’ve only ticked one item off. *Shrugs* Well, that’s ok I’ll just roll them over to the next month.
Another 4 weeks roll by and now you’ve 2 items ticked off. At least it’s one better than last month!
But this pattern of not ticking off your goals continues. Month after month. When 31st December rolls around, only 4 out of 10 items are completed.
Sound familiar?
Many of us start the New Year all bright-eyed and bushy-tailed. We’ve got big dreams and goals for the year ahead. We start each week enthusiastically. Our to-do lists are filled. So why do we always not achieve our goals? Why do we see the same boxes unchecked on our to do list each day?
Setting goals is usually much easier than achieving them. You are most likely making a few mistakes along the way that is stopping you from getting where you want to be.
Read on to find out which mistakes you are making in your goal setting journey and turn them around with my quick tips.
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Are you in the habit of reviewing your goals?
If so, how often do you do it?
Reviewing your goals is a very critical step to take in achieving them. It’s so easy to get bogged down by the little things, constantly reacting to what life throws at us instead of being proactive. It’s so easy to let life pass us by.
The days bleed into months and then years.
Many of us find that though time moves forward, our goals never do. We make the same resolutions year after year, the same tasks and projects appear on our to-do lists each week.
How do we solve this? How do we ensure that we make progress on our goals?
The Answer: The Weekly Goal Review
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In the previous post, we talked about the importance of setting effective goals.
In part 2 of this goal setting series, we examine some psychological principles behind goal setting in depth.
Read on to find out if you have these 5 steps locked down in your goal-setting strategy.