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Struggling to create new habits and make them stick? Here are 4 gaps you need to tackle. Design your environment, tackle your motivation levels and learn the reasons why practice is so important.Does this sound familiar?

“I will start flossing my teeth twice a day starting from today!”

You are all excited and gung ho. You are determined to make it work – this time.

Fast forward 5 days later and you are all like “Wellllll, I’m kinda tired and I’ll just go to bed now. I’ve not flossed at all today but I’d be doing so in a couple of hours anyway.”

Fast forward another 5 days and you’ve completely stopped flossing.

Sound familiar? What is exactly going on here? (more…)

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Ever wondered what successful people do before bedtime? What are night routines and evening habits that will ensure you get better quality sleep and a productive morning? Here are some bed time habits and tips you can schedule into your life now, to help you sleep better and wake up to a more productive morning ahead!

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Some of the best night-time habits help you do several things:

  • Signal to your brain that it’s time to unwind and get ready for bed
  • Put you in a relaxed mood so that sleep comes easily
  • Prepare for the next day

If your pre bed-time routine consist of falling asleep on the couch watching netflix and then waking up at 2am to wash up before really going to bed… then, um, sorry to break it to you, but you’re probably getting it wrong.

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Ever wondered what are the early morning habits of successful people? When you start your day with a productive morning routine, you set the tone for the rest of the day. This post presents some tips for an effective morning routine that will ensure you have a successful and productive day ahead.

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Do you have morning habits? What does it look like?

Wait, before we even talk about that – how do you FEEL when you get up in the morning?

Are you usually snoozing your alarm too many times and scrambling to get things done before rushing out of the house?

Want to know how to start our mornings feeling fresh, positive and enthusiastic and ready to slay the day?

The answer lies in having a an effective, productive and amazing morning routine. A morning routine consisting of effective habits that ensure you start the day right.

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Need extra tips on how to save money in your 20s? Here are some personal finance ideas, tips on how to earn extra cash, frugal living, how to budget better. As well as tips on how to be rich in your 20s by managing your finances better, earning extra passive income through side hustles, investing tips and more. Start financial planning early, set smart financial goals and learn how to cultivate good financial habits today!

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Do you know what does it take to be rich? Do you have a habit of saving money or do you spend everything you earn?

Financial planning, setting financial goals, finding the right insurance plans, investing…Do you know how to go about all that?

Actually, why didn’t the schools teach us all these?

Anyway. If you’ve read up on millionaires and their lifestyles, you will notice that many of them – barring being born with a Golden spoon in their mouths! – actually have cultivated great financial habits since they were younger.

Many of them started taking an interest in financial planning or searching up investment in their 20s or even earlier.

But most of us in our 20s are usually saddled up with student loan debt, aren’t in high-income jobs (yet!) and have no idea what to do with whatever money we’ve saved.

Lots of 20 somethings are also all like “I’ve just started tasting financial freedom, so, YOLO, I’ll spend my money on whatever I want”.

Which is great, I’m all about spending money on experiences. But the 20s is also a great time to lay the groundwork for good financial habits.

Stumped and not sure how to begin? Here are 5 tips to get you started. (more…)