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15 Morning Habits for a Successful & Productive Day

April 15, 2018

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Ever wondered what are the early morning habits of successful people? When you start your day with a productive morning routine, you set the tone for the rest of the day. This post presents some tips for an effective morning routine that will ensure you have a successful and productive day ahead.

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Do you have morning habits? What does it look like?

Wait, before we even talk about that – how do you FEEL when you get up in the morning?

Are you usually snoozing your alarm too many times and scrambling to get things done before rushing out of the house?

Want to know how to start our mornings feeling fresh, positive and enthusiastic and ready to slay the day?

The answer lies in having a an effective, productive and amazing morning routine. A morning routine consisting of effective habits that ensure you start the day right.

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Cultivate Good Habits Personal Growth & Development

How to save money and be rich in your 20s [Part 4]

March 22, 2018

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Need extra tips on how to save money in your 20s? Here are some personal finance ideas, tips on how to earn extra cash, frugal living, how to budget better. As well as tips on how to be rich in your 20s by managing your finances better, earning extra passive income through side hustles, investing tips and more. Start financial planning early, set smart financial goals and learn how to cultivate good financial habits today!

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Part 1, Part 2 and Part 3 of this series

In the last part of this series, I outline another 5 more financial habits you can start incorporating into your life today!

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Cultivate Good Habits Personal Growth & Development

How to save money and be rich in your 20s [Part 3]

March 22, 2018

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I shared ten tips on what you can do to save money and be rich(er) this instant, in part 1 and part 2.

Here’s part 3 of this series with 5 more financial hacks just for you.

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Cultivate Good Habits Personal Growth & Development

How to save money and be rich in your 20s [Part 2]

March 22, 2018

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In part 1, I talked about the basics – saving and investing.

In part 2, I touch on 5 more interesting financial hacks that you can start putting to use today! (more…)

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Cultivate Good Habits Personal Growth & Development

How to save money and be rich in your 20s [Part 1]

March 21, 2018

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Do you know what does it take to be rich? Do you have a habit of saving money or do you spend everything you earn?

Financial planning, setting financial goals, finding the right insurance plans, investing…Do you know how to go about all that?

Actually, why didn’t the schools teach us all these?

Anyway. If you’ve read up on millionaires and their lifestyles, you will notice that many of them – barring being born with a Golden spoon in their mouths! – actually have cultivated great financial habits since they were younger.

Many of them started taking an interest in financial planning or searching up investment in their 20s or even earlier.

But most of us in our 20s are usually saddled up with student loan debt, aren’t in high-income jobs (yet!) and have no idea what to do with whatever money we’ve saved.

Lots of 20 somethings are also all like “I’ve just started tasting financial freedom, so, YOLO, I’ll spend my money on whatever I want”.

Which is great, I’m all about spending money on experiences. But the 20s is also a great time to lay the groundwork for good financial habits.

Stumped and not sure how to begin? Here are 5 tips to get you started. (more…)

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Cultivate Good Habits Personal Growth & Development

10 Life-changing Things to start doing in your 20s – Part 2

June 23, 2017

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Life changing things to start (or stop) doing in your twenties. Tips and tidbits on habits and goal setting that will ensure your success Life can be a very confusing journey. An AMAZING journey – but definitely a confusing one.

We are flooded with information and responsibilities. At the same time, we want to make the most of our time on Earth – setting goals and chasing dreams. Navigating all that can be really draining.

For many of us, our 20s can be a very bewildering time. It’s when we start to grow into and develop our identities, define our life goals and make sense of adulthood. We want to accomplish so many things, but where exactly do we start?

I’ve been there and I know how it feels. And I want to make things less confusing for you.

So in Part 2 of this ongoing series, I outline another 10 tiny habits you could start picking up in your 20s (or anytime right now). I hope that this post leaves you with some food for thought and some insight into and inspiration to navigate your life’s journey.

Here are the next 10.

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Cultivate Good Habits Personal Growth & Development

10 Life-changing Things to start doing in your 20s – Part 1

June 15, 2017

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Life changing things to start (or stop) doing in your twenties. Tips and tidbits on habits and goal setting that will ensure your success Are you currently in your 20s? The 20s can be a confusing time for many of us. It’s always when we have lots of things going on in our lives – college/getting an education work, starting a family, finding a life partner, purchasing your first house and so on.

It’s also that time in our lives that we are discovering ourselves in a much deeper way and establishing our identities. 20s is also the time of youth. And like it or not, it’s usually dubbed the “golden era” of our lives and This will be the decade where you are at the prime of your life – the most energetic, the best looking, little responsibilities, and tons of opportunities at your feet.

So how then can we make the most of these 10 years? And not just that, what sorts of habits could we establish in our 20s that will set us on a good path for the rest of our lives? I outline some of my thoughts in these series of posts (more to come in the near future), gathering observations from strangers, friends and most of all, my own life.

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